Losing and Finding My Way...

Friday, September 22, 2006

Where I Am At

So it has been one week since I have posted last and I will admit to having some more of those chocolate covered raisins; I guess I am not completely ready yet but I am on my way. One thing I am waiting for- and some may not think this is best- is to get back to work, one week from Monday. The structure of it all really helps me out- I pack my snacks, all of my food for the day but dinner; I don't sit around snacking, I drink water the whole damn day, and I walk... I walk now but don't drink nearly enough water and sometimes I do snack. Anyway you look at it though, I am not eating as healthy as I do while I am working and I mean foodwise plus the fact that some days while I am at home I may only eat one meal- not good. This is why I am looking forward to going back to work. I will be broke as dirt which may make eating healthy a little more difficult since we all know that eating healthy costs more than eating junk but I plan on sitting down with the hubby and planning the menu every week or two and that will include what we want for our lunchs and any snacks we may want to avoid the vending machine (waste of money and a bad, bad place if one is trying to lose weight).

And since I am mentioning money, I plan on starting a moderate version of Oprah's debt diet October 1st. This should be interesting because the month of October will be hell month as far as our finances go... we have school taxes due at the end of the month (which is kind of shoved up our butts since an escrow account wasn't established when we bought our house in March and, being new to the whole house buying thing, I didn't realize this until I got the tax bill. But you can be sure that I am now in the process of setting one up for any other taxes in year 07), my stepson's birthday is at the end of the month, I go back to work which means more money out for gas (filling up my car a couple times a week as opposed to when I've been home and only filling it once every week or two... I am so glad the gas prices have dropped), hubby has a child support hearing at the beginning of October for his daughter, and we put our munchkin in daycare which is not cheap- it will end up being $600 a month. Right now, nothing about all of that really stresses me except for the school taxes, ack! It's like I have to pull two grand out of my butt- this is where creative budgeting comes in if ever I've known it. The good part of this is I won't be going out to eat at all... and it drives home my motivation to do this debt diet. My hubby and I make pretty good money and yet it goes to pay our debt... I am hoping I have a job secured for January so that way I can take my two months of pay that I will be getting when I am done in my current position and put it towards the debt...

So it is looking like, hopefully, 2007 will be the year of a lot of positive transformations in my world. My husband and I need to re-eaveluate us and get to know each other again (without all of the stress and stuff), we finally gotten past all the big stuff (wedding, baby, house) so we can concentrate on our money, and then we both need to work on our health! Now, even though it is the last part of 2006, who says a gal can't start on her 2007 resolutions now?!?!?

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